Privacy Policy

Introduction

BusinessCarInsurance.co.nz ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Information We Collect

Personal Information

We may collect the following personal information when you use our services:

• Name and contact details (email, phone, address)
• Business information (business name, type, years in operation)
• Vehicle information (make, model, year, usage)
• Insurance history and claims information
• Financial information relevant to insurance quotes

Automatically Collected Information

When you visit our website, we automatically collect certain information:

• IP address and browser information
• Pages visited and time spent on our site
• Referral source and exit pages
• Device and operating system information

How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and comparisons
• Connect you with insurance providers
• Improve our website and services
• Communicate with you about your quotes and our services
• Comply with legal obligations
• Prevent fraud and ensure security

Information Sharing

Insurance Providers

When you request quotes, we share your information with relevant insurance providers to obtain personalized quotes for you. These providers are bound by their own privacy policies and professional obligations.

Service Providers

We may share information with trusted third-party service providers who assist us in operating our website and providing our services, such as:

• Web hosting and analytics providers
• Email service providers
• Customer support platforms

Legal Requirements

We may disclose your information if required by law or in response to valid legal processes.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

Your Rights

Under New Zealand privacy laws, you have the right to:

• Access your personal information
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Object to processing of your information
• Withdraw consent where processing is based on consent

Cookies and Tracking

We use cookies and similar technologies to improve your experience on our website. You can control cookie settings through your browser preferences. Some cookies are essential for the website to function properly.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. Quote information is typically retained for up to 7 years for regulatory and business purposes.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website with a new "last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Complaints

If you believe we have not handled your personal information in accordance with this policy or applicable privacy laws, you can lodge a complaint with us using the contact details above. You may also contact the Privacy Commissioner of New Zealand.