Wording Changes Log
Append-only version history of every NZ commercial-motor policy wording we've ingested. When a wording's SHA-256 hash changes (insurer publishes an updated PDF), a new entry lands here automatically on the next snapshot refresh. Each entry is the canonical audit record for the facts surfaced on this site at that point in time.
Current wording versions (5)
Only the latest version per (insurer, product) is shown. As new ingests land at next refresh, prior versions will move to the historic-versions section below.
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Zurich New Zealand · Zurich NZ Motor Insurance
v1 -
Delta Insurance · Delta NZ Commercial Motor Vehicle (April 2024)
v1 -
Dual New Zealand · DUAL New Zealand Commercial Motor Vehicle (08.23 v2)
v1 -
QBE Insurance NZ · QBE Steadfast Commercial Motor Vehicle
v1 -
NZI · NZI Steadfast Commercial Motor Vehicle
v1
Historic versions
No prior wording versions on file yet — first-snapshot ingest landed 2026-05-27. When insurers publish updated wordings (broker portal refresh, regulatory change, schedule update), the diff against the current version will appear here.
Update cadence: monthly snapshot refresh (pending GitHub Actions workflow push), plus on-demand refresh after every ingest.
Awaiting first ingest
These FCIB-panel insurers have product placeholders but no policy wording PDF ingested yet — broker-portal PDFs supplied by Stewart Hunt at FCIB unlock the ingest:
Related machine-readable surfaces
- /sources — flat list of every cited PDF
- /methodology — how we ingest + the confidence-tier rubric
- /wording-diff — pairwise wording-diff explorer
/api/insurers.json— machine-readable panel index