Sources
Every policy wording PDF cited on this site, with SHA-256 hash, effective date, and our extraction timestamp. The authoritative answer on any specific cover question is always the source PDF linked here — not our derived facts. See methodology for how we ingest.
Ingested wordings (5)
| Insurer | Product | Effective | Extracted | SHA-256 | Source PDF |
|---|---|---|---|---|---|
| NZI | NZI Steadfast Commercial Motor Vehicle | 2020-01-01 | 2026-05-27 | 968160af9cfd56ce… | PDF ↗ |
| QBE Insurance NZ | QBE Steadfast Commercial Motor Vehicle | 2019-01-01 | 2026-05-27 | 3b69f664093db7e5… | PDF ↗ |
| Zurich New Zealand | Zurich NZ Motor Insurance | 2023-11-01 | 2026-05-27 | dbebeb4c0321139a… | PDF ↗ |
| Dual New Zealand | DUAL New Zealand Commercial Motor Vehicle (08.23 v2) | 2026-05-27 | 2026-05-27 | d87d3e0a9b6dcc15… | PDF ↗ |
| Delta Insurance | Delta NZ Commercial Motor Vehicle (April 2024) | 2024-04-01 | 2026-05-27 | 5510e313444beb9d… | PDF ↗ |
Awaiting broker-portal PDF (1)
These FCIB-panel insurers have product placeholders seeded but no policy wording PDF ingested yet — broker-portal access is required and Stewart Hunt at FCIB supplies the PDFs. Cover claims on these insurers' pages will surface "(awaiting broker-portal PDF)" until the wording is ingested.
- AIG New Zealand — Global specialty insurer.
Snapshot metadata
License + citation
All extracted facts published on this site are licensed CC BY 4.0 — attribute to https://businesscarinsurance.co.nz.
Cite as: <insurer> <product> wording extract, BusinessCarInsurance.co.nz, accessed <date>, source PDF <url>.
Machine-readable
/llms.txt— AI-crawler bootstrap manifest/llms-full.txt— bulk Markdown bundle/api/insurers.json— insurer panel index- Per-product wording:
/api/product/{insurer}/{product}/wording.md