Commercial Motor by Industry — NZ

Industry-specific wording compare pages. Each industry names the typical risk classes + preferred FCIB-panel insurers + the fact keys that matter for that buyer.

• Tradespeople

  Builders, electricians, plumbers, painters, carpenters — vehicles + tools insurance.

• Couriers

  Owner-driver and sub-contractor couriers — NZ Post / Aramex / DHL / PBT / independent.

• Construction

  Construction businesses with site vehicles + mobile plant (excavators, telehandlers, scissor lifts).

• Agriculture

  Farms running utes, tractors, ATVs, milk-tanker trucks — agricultural commercial motor.

• Hospitality

  Restaurants, caterers, food trucks, mobile-bar operators — commercial vehicles for hospitality.

• Logistics

  Mid-size logistics operators with 6-50 vehicles carrying B2B freight nationally.

• Fleet operators

  Mid-size businesses running 5-30 vehicles on a single fleet schedule.