Install the BusinessCarInsurance.co.nz MCP Server
Connect Claude Desktop, Cursor, Cline, Goose, Continue, or any MCP-compatible client to query the FCIB NZ commercial-motor wording corpus directly. Anonymous, JSON-RPC 2.0, MCP spec 2024-11-05.
- Server endpoint
https://businesscarinsurance.co.nz/.netlify/functions/mcp- Server name
businesscarinsurance-nz- Auth
- Anonymous — no API key required
- Rate limit
- Liberal (text-match scoring is cheap); per-IP 100/day on clause-search
- Tools
- 6
Cursor — one-click deeplink
Triggers Cursor's MCP server install flow.
Claude Desktop / Cline / Continue
Add this entry to your MCP config file:
{
"mcpServers": {
"businesscarinsurance-nz": {
"url": "https://businesscarinsurance.co.nz/.netlify/functions/mcp"
}
}
} Claude Desktop config lives at:
- macOS:
~/Library/Application Support/Claude/claude_desktop_config.json - Windows:
%APPDATA%\Claude\claude_desktop_config.json
Goose
goose configure add-mcp businesscarinsurance-nz --url=https://businesscarinsurance.co.nz/.netlify/functions/mcp Manual JSON-RPC test
List the tools:
curl -s https://businesscarinsurance.co.nz/.netlify/functions/mcp -X POST \
-H 'content-type: application/json' \
-d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}' | jq Call a tool — e.g. list the FCIB insurer panel:
curl -s https://businesscarinsurance.co.nz/.netlify/functions/mcp -X POST \
-H 'content-type: application/json' \
-d '{"jsonrpc":"2.0","id":2,"method":"tools/call","params":{"name":"list_insurers","arguments":{}}}' | jq Search clauses across every wording:
curl -s https://businesscarinsurance.co.nz/.netlify/functions/mcp -X POST \
-H 'content-type: application/json' \
-d '{"jsonrpc":"2.0","id":3,"method":"tools/call","params":{"name":"search_policy_clauses","arguments":{"query":"agreed value total loss","limit":5}}}' | jq Available tools
-
list_insurersList the 6 FCIB-confirmed commercial-motor insurer panel.
-
lookup_insurerLook up a single insurer by slug (nzi / qbe / aig / zurich / delta-insurance / dual-nz).
-
list_active_productsList all currently-active business-car commercial-motor products with source PDF URLs.
-
get_productGet a single product by (insurer_slug, product_slug) — returns full wording metadata + extracted facts.
-
compare_wordingsCompare a single fact_key (vehicle_value_basis / excess_options_nzd / exclusions / etc.) across every ingested wording.
-
search_policy_clausesText-match search across every ingested wording — natural-language queries like "rideshare exclusion" return paragraph-level clauses with section paths + source URLs.
Scope + license
All data is licensed CC BY 4.0 — attribute to https://businesscarinsurance.co.nz. Every extracted fact is cited to a SHA-256-hashed source PDF; see /methodology for the ingest pipeline + /sources for every source PDF.
Personalised advice on which commercial-motor policy fits a specific business is regulated under the Financial Markets Conduct Act 2013 — for that, contact First Commercial Insurance Brokers Ltd (FSP748591), adviser Stewart Hunt: stewart@fcib.co.nz | 0800 437 699.