Home · Topics · No-claims bonus Data refreshed: 27 May 2026Source PDFs: May 2026 – May 2026 5 active products · 6 insurers
1 current · 2 stale · 2 >3yr Per-insurer extract — fact key no_claims_bonus_schedule Not on file in this wording.
Not on file in this wording.
Not on file in this wording.
Not on file in this wording.
Not on file in this wording.
Currently showing 5 of 6 FCIB-panel insurers — AIG / Zurich / Delta / Dual NZ wordings are pending broker-portal supply.
See the full panel .
About this data. All facts on this page are extracted from each insurer's published policy wording PDF, with the source PDF, effective date, our extraction date, and SHA-256 hash recorded against every claim. If a policy has been updated since our extraction, the verbatim text and structured facts may be out of date — the authoritative answer is always the source PDF linked, not our derived facts.
Audit trail (5 source documents) NZI NZI Steadfast Commercial Motor Vehicle ·
effective 2020-01-01 · extracted 2026-05-27 · sha256 968160af9cfd56ce… · source PDF QBE Insurance NZ QBE Steadfast Commercial Motor Vehicle ·
effective 2019-01-01 · extracted 2026-05-27 · sha256 3b69f664093db7e5… · source PDF Zurich New Zealand Zurich NZ Motor Insurance ·
effective 2023-11-01 · extracted 2026-05-27 · sha256 dbebeb4c0321139a… · source PDF Dual New Zealand DUAL New Zealand Commercial Motor Vehicle (08.23 v2) ·
effective 2026-05-27 · extracted 2026-05-27 · sha256 d87d3e0a9b6dcc15… · source PDF Delta Insurance Delta NZ Commercial Motor Vehicle (April 2024) ·
effective 2024-04-01 · extracted 2026-05-27 · sha256 5510e313444beb9d… · source PDF
Personalised advice on which commercial-motor policy fits your business is regulated under the Financial Markets Conduct Act 2013 — for that, contact our licensed Financial Advice Provider: First Commercial Insurance Brokers Ltd (FSP748591) , adviser Stewart Hunt — stewart@fcib.co.nz | 0800 437 699 | disclosure statement . Page rendered 2026-05-27.