NZI
NZI Steadfast Commercial Motor Vehicle
We will insure you for accidental loss to an insured vehicle occurring anywhere in New Zealand, including transit between islands of New Zealand, during the period of insurance.
Territorial Scope — Where Does Your Commercial Vehicle Cover Reach?
Most NZ commercial-motor policies cover use in New Zealand only. Some extend to Australia or shipping in transit. Per-insurer wording extract on territorial limits.
Per-insurer extract — fact key territorial_scope
QBE Insurance NZ
QBE Steadfast Commercial Motor Vehicle
Cover applies 'anywhere in New Zealand, including transit between islands of New Zealand, during the period of insurance.' Section 2 liability cover applies 'occurring in New Zealand during the period of insurance.' Exclusion: 'Liability determined by any court outside New Zealand.'
Zurich New Zealand
Zurich NZ Motor Insurance
accident means an unforeseen and unintended happening or event occurring anywhere within New Zealand (or elsewhere when specified in the schedule).
Dual New Zealand
DUAL New Zealand Commercial Motor Vehicle (08.23 v2)
New Zealand — 'We will indemnify the insured for accidental loss to an insured vehicle occurring anywhere in New Zealand during the period of insurance'; liability cover applies to use of an insured vehicle 'in New Zealand'.
Delta Insurance
Delta NZ Commercial Motor Vehicle (April 2024)
New Zealand — 'Accident or Accidental means sudden, unforeseen, unexpected, and unintended Event occurring in New Zealand during the Period of Insurance.'
Currently showing 5 of 6 FCIB-panel insurers — AIG / Zurich / Delta / Dual NZ wordings are pending broker-portal supply. See the full panel.